After running through the woods in the gathering darkness, four young people warily approach an old house. The dialogue begins: “Let’s hide in the attic.  No, in the basement.” They look around wildly, and one female pleads “Why can’t we just get in the running car?” A male character responds, “Are you crazy? Let’s hide behind the chainsaws.” The voice-over comes in to say, “If you’re in a horror movie, you make poor decisions. It’s what you do.” After the pitch for saving money with Geico Insurance, there is the scream, “Run for the cemetery!” and all four take off from the garage full of chainsaws to . . . who knows what.  But we’re safe in assuming it will be bad. I still laugh every time I see this clever commercial. Decisions. We all face them. And making big or difficult decisions isn’t easy, even if you’ve never been in a horror movie. But we all see examples of poor decisions leading to disastrous consequences on a daily basis. When we have to make quick …